Our Mission
The European Digital & Financial Authority (EDFA) was established in 2023 to address the growing convergence of digital markets and financial services. Our mission is to ensure the safety, stability, and fairness of the European digital economy and financial system.
As digital technologies transform financial services and markets, EDFA provides a unified regulatory approach that addresses both technological innovation and financial stability. We work to protect consumers, promote competition, and foster innovation while ensuring that digital markets and financial services operate in a secure and transparent manner.
EDFA brings together expertise in digital regulation, financial oversight, and cybersecurity to create a comprehensive regulatory framework that addresses the challenges of the digital age.
Our Responsibilities
- Implementing and enforcing the Digital Markets Act and Digital Services Act
- Regulating digital financial services, including crypto-assets and digital payment systems
- Setting cybersecurity standards for critical financial infrastructure
- Monitoring compliance with data protection regulations in financial services
- Promoting innovation through regulatory sandboxes and innovation hubs
- Protecting consumers from digital financial fraud and unfair practices
EDFA Headquarters
Located in Paris, our headquarters houses over 500 staff working across our regulatory divisions.
Our Leadership
Maria Gonzalez
Executive Director
Former central banker with expertise in financial technology and digital markets regulation.
Thomas Weber
Deputy Director for Digital Markets
Expert in competition law and digital platforms with experience at national competition authorities.
Sophia Chen
Deputy Director for Financial Innovation
Fintech specialist with background in both private sector innovation and regulatory oversight.
Strategic Plan 2023-2027
Our five-year strategic plan outlines EDFA's priorities and objectives for building a safe, innovative, and inclusive digital financial ecosystem in Europe.
- Establishing a comprehensive regulatory framework for digital markets and financial services
- Enhancing cybersecurity resilience across the financial sector
- Promoting responsible innovation in digital finance
- Strengthening consumer and investor protection in the digital age
- Building EDFA's capabilities as a world-class regulator
Working with Stakeholders
EDFA works closely with a wide range of stakeholders to ensure our regulatory approach is effective, proportionate, and responsive to the needs of the digital economy and financial system.
- Regular industry roundtables and forums
- Consultation processes for new regulations
- Innovation hub for emerging technologies
- Regulatory sandbox for testing new solutions
- Bilateral agreements with international regulators
- Participation in global standard-setting bodies
- Cross-border supervisory colleges
- International information sharing networks